Terms of Service

1. Acceptance of Terms

By accessing SG Scholars Academy, you agree to these Terms of Service. If you do not agree, please do not use our services.

2. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information when creating an account.

3. Payments & Refunds

All payments are processed securely through Stripe, PayPal, or Razorpay. Refund policies vary by purchase type. Please contact us for any refund inquiries.

4. Code of Conduct

Users must behave respectfully in all live sessions and platform interactions. We reserve the right to suspend or terminate accounts for violations of our code of conduct.

5. Intellectual Property

All course content, including videos, materials, and assessments, is the intellectual property of SG Scholars Academy and its instructors. Unauthorized distribution is prohibited.

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